Executive urges householders to insure house contents

Each year families across Northern Ireland have had to face up to the reality of replacing carpets and furnishings after heavy rain or burst pipes caused flooding in their homes. Many did not have their possessions insured.

A Housing Executive spokesman explained: “The Housing Executive or housing associations will carry out repairs to the structure of their properties. It is, however, the tenant’s responsibility to have insurance cover for personal property, furnishings and the decoration of their home.

“For many, with competing pressures on the household budget, house contents insurance may not seem a priority. But we are urging everyone, including Housing Executive and housing association tenants, to have their possessions insured. If you do not have insurance for your personal property, you run the risk of having to find all the money necessary to repair or replace items that have been damaged.”

There are numerous contents insurance policies available. For more information search online or contact your local insurance broker.