Driver caught with no insurance

When he drove a car which was mainly used by his wife a 28-year-old man did not realise he was not insured.

Ryan James McCaffrey, Castlewellan Road, Cabra, was fined £200 last Thursday at Banbridge Magistrates Court for driving without insurance on March 21 this year. He was also given six points and ordered to pay a £15 offender’s levy.

The court heard he was stopped at 9.20am at Peggy’s Loaning, Banbridge, and police checks showed there was no insurance.

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McCaffrey believed he was insured but the policy had been cancelled on March 2.

A solicitor representing the defendant he had the mistaken belief that the car was insured. He explained this was a vehicle that his wife primarily used and when she did not provide details of no claims bonus the insurance was cancelled.

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