Car insurance fines for father and daughter


A father and daughter appeared last Thursday at Banbridge Magistrates Court on a series of motoring charges.

They were Colm Cunnningham (48) and Kerry-Ann Cunningham (21), both of Spelga Drive, Rathfriland.

The court heard that in the early hours of the morning on January 23 this year police stopped Kerry-Ann Cunningham in Rathfriland and inquiries revealed she was not insured to drive the vehicle.

She was only a provisional licence holder, there were no ‘L’ plates displayed and she was not accompanied by a supervisor.

The defendant’s father arrived at the scene and admitted he had given his daughter permission to drive even though she only had a provisional licence.

A barrister representing both defendants said the father had a motobility car and had purchased this car for his son and daughter.

He explained that there had been insurance in place but this had lapsed because a direct debit payment had been missed.

The lawyer added that on this night the father had been in the pub and the daughter was leaving people home. There was a qualified driver in the front seat but this person was intoxicated.

He suggested that because the daughter had not taken her test a short disqualification would be appropriate on her part.

She was fined £100 and banned from driving for two months for not having insurance, fined £50 and banned for two months for no supervisor and fined £50 with a one month ban for not displaying ‘L’ plates.

Colm Cunningham was fined £75 and given six points for permitting no insurance and £75 for permitting no supervisor.

Both defendants were ordered to pay a £15 offender’s levy.